Investment Strategy

  • Investment Strategy

We are growth evangelists for financial inclusion companies in India. We invest in professionally managed companies in the inclusion space. Our investment solution is an optimal mix of tier I and tier II capital which ensures limited dilution for the promoters while offering a risk-adjusted return for the investors. We work with companies who comply with the ESG standards - thereby ensuring impact on the ground while ensuring the sustainability of the business. Important features of our investment strategy are:


Stage of Investment


We focus on companies that have a track record of creating sustainable impact and profit on the ground. Our typical target company would have at least one round of institutional equity alongside a minimum AUM of INR 300 Crore.

Inclusion Impact


We expect our companies to have a clear focus on inclusion and impact. Our portfolio will have adequate diversity across sectors, stage of the growth, geography, size (in terms of assets under management) and their investor profile.

Instrument


Our investment instrument would be a customized solution based on the risk profile of the company. It would typically be a mix of tier I and tier II capital ensuring leverage (and therefore, growth) for the portfolio company.

Returns


Our financial return expectations are competitive. Returns would comprise of coupons (regular as well as the back-ended) and the equity kicker. Major part of the yield would come from the coupons and the rest from the equity kicker.

What We Offer


An Optimal Capital Structure ensuring limited dilution for promoters


A mix of tier-I and tier-II capital that catalyzes the Growth aspirations


A cash-flow-based Financing Solution


A competitive return expectations


An active engagement with the Fund Managers