With growth rates [averaging 10-11%] and employment generation beating the national average over the last 10 years, the MSME sector represents the ability of the Indian entrepreneur to create innovative solutions despite the logistical, social, and resource challenges. The sector has the ability to empower traditionally resource-poor communities and markets to mobilize products and services. SFIF’s value driver for MSME financing centers on scalable product innovation, digitization and risk-based pricing.